At Fred Black Insurance Brokers, we provide expert insurance advice and tailored solutions to give you complete peace of mind. Our dedicated team, based locally, is committed to understanding your unique needs and finding the right coverage for you.
Whether you’re a sole trader, an independent business, or a growing corporation, we simplify the insurance process—no jargon, no confusion. No matter your industry, size, or location, we guide you through your options, ensuring you stay protected, compliant with legal requirements, and aligned with your contractual obligations.
Every business faces risks, but we help minimize them with expert insurance advice and risk management. Our tailored Commercial Combined Insurance policy offers comprehensive protection in a single, easy-to-manage annual plan.
Cyber Insurance is essential for businesses that handle data or rely on technology. It provides financial and legal support in case of a cyber attack or data breach, covering technical, legal, and financial costs.
A legal requirement for businesses with employees, this insurance covers compensation, damages, and legal fees if a current or former employee suffers a work-related injury or illness. It ensures financial protection and compliance with regulations.
Ideal for businesses that interact with the public, this policy safeguards you against claims from third parties who may suffer accidental injury or property damage due to your business activities. It covers legal fees, compensation claims, and the costs of repairing or replacing damaged property, ensuring your business stays protected.
Ideal for businesses offering professional services—such as accountants, architects, or solicitors—this policy covers compensation claims from clients who experience financial loss due to your advice or services. It ensures you're protected against legal costs and potential liabilities, giving you peace of mind to focus on your expertise.
Directors’ and Officers’ Insurance safeguards key personnel by protecting their personal assets in the event of an alleged wrongful act. Senior team members can face claims from employees, the public, shareholders, regulators, and third parties. This policy provides essential coverage, ensuring leaders can make decisions with confidence.
Goods in Transit Insurance safeguards your business against loss, damage, or theft of items while being transported—whether by your team or a subcontractor. No matter what you're moving, protecting your cargo is essential to avoid costly claims and reputational damage, ensuring your business runs smoothly.
Ensure your business is fully covered with essential insurance, including public liability and tailored protection for specialist areas. Whether you need coverage for plant hire, groundwork risks, or completed dwellings awaiting sale, this policy safeguards your trade from unexpected liabilities.
Business Interruption Insurance protects your company from financial losses if an unexpected event, such as fire, flood, or equipment failure, forces you to temporarily close or reduce operations. This coverage helps replace lost income and covers essential expenses like rent, salaries, and loan repayments.
Product Liability Insurance safeguards businesses that manufacture, distribute, or sell products against claims of injury or property damage caused by defective or unsafe goods. If a product you supply leads to harm, this policy covers legal fees, compensation claims, and potential settlement costs. Whether you're in retail, manufacturing, or distribution, having this coverage ensures you can operate with confidence, knowing you're protected from costly lawsuits and reputational damage.
Stock & Equipment Insurance provides vital protection for businesses that rely on valuable inventory, machinery, and tools. Whether due to theft, fire, flooding, or accidental damage, losing essential stock or equipment can lead to significant financial setbacks. This policy covers the cost of repairing or replacing these assets, ensuring your business can continue operating smoothly without unexpected financial strain.
Professional Indemnity Insurance for specific industries offers specialized coverage for businesses providing expert advice or professional services. Whether you're in healthcare, technology, engineering, or another field, this policy protects against claims of negligence, errors, or omissions that lead to financial loss for clients. Covering legal fees, compensation claims, and reputational risks.
Committed to providing personalized insurance solutions.
Copyright © 2025| Fred Black Insurance Brokers Ltd | All Rights Reserved.
